This SIP Calculator is for educational and illustrative purposes only. The results are based on assumed rates of return and inflation, and do not guarantee any future performance. Actual returns may vary depending on market conditions, fund performance, and other factors.
Investors are advised to consult a qualified financial advisor before making any investment decisions.

Key Points about SIP:

• One-time Investment: You make a large investment all at once, say ₹1 lakh.

• Ideal for Surplus Funds: This option is appropriate if you have extra money saved up or receive a bonus or inheritance.

• Market Timing Is Important: Investing during a high market period carries a higher short-term risk than SIP.

• Faster Growth (if timed correctly): If markets do well, returns can increase more quickly because the full amount is invested up front.

• Good for Long-Term Goals: This strategy works best if you can tolerate short-term ups and downs and have a long time horizon (5–10+ years).

Investing in a mutual fund (or any investment) with a sizable sum all at once, as opposed to distributing it over smaller payments like SIP, is known as a lump sum investment.

In short, SIP is like planting a small seed regularly that grows into a big tree over time.

SIP can be compared to consistently sowing a tiny seed that eventually grows into a large tree.

SIP ( (Systematic Investment Plan) )

You invest a set amount (monthly or quarterly) in a mutual fund scheme rather than a large sum all at once.

Key Points about SIP:

• ·Disciplined Investment: You make regular investments, much like you would with an EMI.

• Small Start: You can begin with as little as ₹500 a month.

• Rupee cost averaging: You purchase more units in low-market conditions and fewer units in high-market conditions. This calculates your average cost.

• The Power of Compounding: As returns generate more returns, your money increases over time.

• ·Goal-Based: Good for long-term objectives like home ownership, retirement, or a child's education.

A SIP is a method of investing in mutual funds in a disciplined and regular way.

lump sum investment.